My guest today is Beth Kobliner, and we discuss her latest book, "Make Your Kid a Money Genius." Beth shares the research on the age at which most kids develop the money habits they’ll have for the rest of their life (it’s surprisingly young) and provides some basic guidelines on what you should and should not talk about with your children when it comes to money. We then dig into specific tactics on teaching your kids -- whether they’re in preschool or college -- about saving, work, insurance, and debt. Even if you don’t have kids, you’re going to find some useful reminders in this podcast about getting your financial life in order. For those of you thinking about getting married soon, Beth shares some fascinating research on how the amount you spend on the engagement ring and wedding ceremony correlates with marital success and happiness. It will definitely provide some conversation fodder to discuss with your significant other.