From Fantasy Football Podcasts to FI Podcasts
Jonathan and Brad are great! My wife and I were already heading down the FI path, but now we have the tools and knowledge to do it smarter and with more confidence. For us, the 4 key variables in the FIRE equation are salary income, investing, taxes, and expenses. We were already doing well in the income, investing, and expenses aspect but these two beautiful gentleman opened our eyes to tax optimization in a way I couldn’t imagine. We were contributing to our 401Ks only enough to get our company match because we were afraid to have too much money locked up until 59.5. Thanks to what I’ve learned from ChooseFI regarding tax conversion ladders, tax gain harvesting, and income/distributions at the 0% tax rate, we are able to reduce our federal income taxes by $8,500 per year! Our timeframe for FI has been reduced by a couple of years due to this amazing and POWERFUL knowledge. And to think, I used to primarily listen to fantasy football podcasts in the hopes of finishing top 3 and getting a $300 cash prize. Keep up the great work!!!
Reviewed on Apple Podcasts